Important Government Scheme in India-4

1) HIM (Bharat Interface for Money): All You Need To Know

  • Launched by: Prime minister of India, Shri Narendra Modi
  • Launched on: 30th December 2016
  • Aim: To make cashless economy and promote digital payment


  • It is developed by national payment corporation jointly with just pay.
  • Payment is based on unifies payment interface and uses an immediate payment service.
  • No need to have a smartphone or a connection to the internet.
  • If a bank account is connected to the Aadhar card, one can make payment by thumb impression.
  • It is supported by various banks like SBI, ICICI, Axis Bank, HDFC Bank and so on.

Must read :Important Government Schemes in India-3

2) National Skill Development Mission (NSDM):

  • Launched On: 15th July 2015 a world youth skills day
  • Launched by: Prime minister of India, Shri Narendra Modi
  • Aim: To give skill training in various sectors and cover the millions of Indian youth.


  • It jointly promoted by Ministry of Skill Development and Entrepreneurship, National Skill Development Agency (NSDA), National Skill Development Corporation (NSDC) and funding by National Skill Development Corporation.
  • It aims to provide stable life, infrastructure, institutional training and overseas development.
  • It has a 5 phase strategic framework like to create, to correct, to certify, to connect and to catalyse.
  • By the end of the year 2020, India will supply skilled labour to the world

3) National Youth Policy

Aim: To provide training and employment based on the identified priority areas between the age group of 15-29 by skill training.


  • It aims to cover the area like Entrepreneurship, Employment, Health and healthy lifestyle, education and sports activity.
  • By 2020, India set to become the youngest country in the world with a youth force of 64% of Indian population
  • By 2020, India will have a surplus of 47 million men power as compared to the other nations.
  • This scheme is also aligned with four other schemes that are PM Mudra Yojana, Stand up India, Digital India and Make in India.
  • NYP will address the huge problem of unemployment in India and bridge the gap between corporate and employees through skilled youth

4) National Apprenticeship Promotion Scheme

Aim: To train 50 lakh apprentices by 2020


  • The initial funding of Rs 10000 crore is given by the NAPS and 50% of it is by the government of India.
  • It provides industry lead training in a formal way in the most efficient and effective way.
  • Employment department in each district empowered to provide career guidance programs in lieu of NAPS to youth pertaining to education or job
  • It helps prevent the migration of rural youth to urban areas by establishing network with different rural non-governmental institutions and provide training to rural youth and get employment in the rural areas
  • NAPS interfaces institutions like Khadi and Village industries, educational institutions, Small farmers’ agro-business association, NGO etc. to impart skill training to the apprentices in various job-creating fields

Must Read: Government Schemes In India-2

5) Deen Dayal Upadhyay Swaniyojan Yojana

  • Launched on: 2016
  • Launched by: Prime minister of India, Shri Narendra Modi

Aim: To promote entrepreneurship through skill training in rural areas for self- employment, to provide financial assistance.


  • It is jointly promoted by Ministry of Rural Development, Ministry of Skill development and Entrepreneurship and MUDRA bank.
  • It is funded by National Rural Livelihoods Mission and loan is provided by MUNDRA bank.
  • It will cover the courses like Beauty courses, Dairy farming, Driving, Agriculture, Plumbing, Horticulture, Grafting, Masonry, Food processing, Textile and Animal Husbandry
  • It will encourage self-help groups for the self-employment and more importance is given to the women.
  • The rural economy will get a boost in other areas other than farming and it lessens the pressure on agriculture.
  • This scheme will address rural unemployment and reduce poverty on a mass scale

6) Surya Mitra Skill Development Program

Aim: To train suryamitras in the field of solar and the target is to give training to the 5000 trainers until 2017.


  • It is an autonomous body under MNRE and it has a 3-month course and the course will complete in 6000 hours.
  • It is jointly promoted by National Institute of Solar Energy (NISE) is the implementation agency of Surya Mitra and Ministry of New and Renewable Energy (MNRE) and funded by central government.
  • The target is to achieve 100 GW solar powers in the upcoming 25 years.
  • It will cover the services like Solar project installation, Provide servicing for solar powered panels, Solar project repair, Solar equipment servicing, Solar project maintenance, Servicing in solar power plants, Servicing of solar products like and Solar cookers Solar pumps Solar lamps Solar heaters etc.
  • The training for the Surya Mitra will be given in the ITI, Polytechnic, Educational institutions

7) Pravasi Kaushal Vikas Yojana

Launched on: Pravasi Bharatiya Divas
Launched at: Bengaluru, Karnataka


  • To impart skill training to Indian youth seeking employment overseas
  • To give respect to the Indians overseas by ensuring their welfare and safety


  • Training will be based on the international standard and end of the scheme a certificate will be given.
  • The scheme will be jointly promoted by the National Skill Development Corporation (NSDC), Ministry of External Affairs, Ministry of Skill Development and Entrepreneurship and Training partners of NSDC
  • It will include the skill development programme along with welfare, safety and security of overseas Indians.
  • This scheme will help India to become a supplier of the skilled professionals in the next decade.
  • PKVY will serve a proper medium to the disoriented Indian youth to aspire to go to the abroad and work with certified skill training
  • PKVY will help keep a track record of the Indian youth going abroad after getting trained in the skill development program

8) Skill Banks: All You Need To Know


  • To provide training to potential immigrant workers


  • Youth trained in skill banks will get acquainted with the local culture of the country in which they want to go to work.
  • Before emigration, trainees are made familiar with language and work ethics of the foreign country.
  • Skill banks train the workers and certify them and ensure that the employees get the good working condition in the foreign country.
  • The focused countries are South East Asia, Norway, Germany, Canada, Sweden and Japan
  • Skill banks focus on these countries for job opportunities and train people according to the requirement and it will cover the sectors like Healthcare, Medicine, IT, Hospitality, Retail trade and Automobile.
  • Rural poor and unaware people can completely trust the skill banks for their overseas job opportunities.

Must Read : Government Schemes in India -1